Travel Insurance Insider

2011-07-13T14:09:00.001+01:00

Tiger Airways has come under fire from Australia’s Civil Aviation Safety Authority (CASA) concerning safety fears that have grounded Tiger's fleet in Australia recently. This concerning development is not the first in aviation history to see a cost-cutting budget airline walk the proverbial tightrope between maintenance costs and profitability. Tiger Airways has a fleet of 10 Airbus A320s

With Easter holidays approaching it’s time to review your family travel insurance

2011-04-27T14:17:00.000+01:00

With Easter approaching and excitement about your family holiday building, have you thought about family travel insurance just in case things don’t go quite to plan? A family holiday is a considerable investment so it’s worth protecting with insurance. With good insurance cover you can travel with peace of mind that you will get assistance and/or compensation if you are subject to delays or

How To Make a Travel Insurance Claim

2011-04-19T13:06:00.000+01:00

A concise guide to making a travel insurance claim, comprehensively covering stages before, during, and after the event. 1) Before Making A Claim Your end result of making a successful insurance claim, stems right back to when you are choosing which insurer and policy to use. A golden rule when dealing with insurance companies is; “never assume anything!” Insurers will be rigidly applying this

Columbus Travel Insurance No Longer?

2010-07-26T18:03:00.000+01:00

Columbus Direct is a well known brand in this industry, partly because of its global reach, having regional offices located around the world. Customers favour its multi-national insurance cover and the sometimes flexible and helpful protection which can be arranged. Others like the fact it has been in business for some time. Columbus has used its significant size and current brand awareness to

Travel Health Insurance in America

2010-05-21T11:53:00.001+01:00

Of all the countries to have travel insurance while visiting, America can prove the most useful because things get expensive when it comes to health care. It's ironic for a country apparently placed as a leading nation of medical technology and development, that as a rule none of these advances are made available to the general population. Experiencing a medical emergency whilst visiting the

Why Does The Post Office Remain a Popular Choice?

2010-03-19T19:51:00.000Z

This article takes a look at the Post Office and its extraordinary rise in popularity through diversification in to travel insurance. Travel insurance is an unlikely product for the Post Office to provide when considering its illustrious royal heritage. Given that the origins extend as far back to 1516 when Henry VIII began using mail in an elemental form. Much has developed since then, and a

Over 65's Get The Best Value Travel Insurance

2010-01-03T12:47:00.000Z

For over 65's travel insurance is seen as both over-priced and at the same time providing arguably the most value for any traveller. Is that a contradiction? Well no, because when considering the nature of many trips purchased by over 65 year-olds, it is this demographic who have perhaps the most reason to splash out on trips of a lifetime. Typically elder travellers may be in a secure

Cheap Travel Insurance Investigated

2009-12-17T10:24:00.003Z

Consumers gravitate to buying cheap travel insurance to make their holiday spending money go even further, but is it best value to choose on price alone?More expensive policies available sometimes have tangible financial benefits in return for paying the higher price, such as medical cover for 5 or 10 million, as opposed to 2 million.To evaluate whether that extra theoretical cover converts in to

Where Does Lost Luggage Go?

2009-12-16T17:23:00.000Z

Lost luggage is a risk we all take when travelling by air. But how is it possible that so many suitcases become mishandled when simultaneously passengers manage to board the right flights? Certainly having cheap travel insurance in place when this eventuality occurs provides significant reassurance and easing on personal finances. Having to personally replace the entire content of a large

Travel Insurance Jargon - Mini Dictionary

2009-12-15T18:20:00.000Z

Helping consumers understand some of the jargon used in travel insurance policies assists in gaining the most benefit from interactions with insurance providers. Below are some definitions explained. Child / Adult: Definition In many insurance contracts the line drawn between the legal definition of an adult occurs at and above age 19. Don't tell the kids that though... Watch out for a

Scheduled Airline Failure - A Consumer Success Story

2009-12-11T14:13:00.005Z

Since Travel Insurance Insider penned the excellent article investigating the next airline to go bust insurers have now woken up to customers' demands.This time last year, very few insurance companies incorporated a scheduled airline failure clause in to their policies. This was largely a legacy from a time when tour operators ruled the travel market and airlines going bust were both unthinkable

Most Common Travel Insurance Claims

2009-12-03T14:09:00.004Z

With more choice than ever from the supply of travel insurance, it has become standard practice to make sure you're financially protected before departing on your travels.The online market for policy quotations is booming, and with the millions of customers taking out a reassuring travel insurance policy, also comes the millions who claim to recover financial loss every year.From the statistics

A Bright Future For The Over 65's

2009-11-30T14:23:00.003Z

Being over 65 and filtering through travel insurance quotes can return a wide array of prices, and this is indicative of how unpredictable value for money is in this industry.Often it has proven to be a disadvantage to be an older traveller because insurance companies in the past have seemed to take the attitude; "you're old, you're probably a risk, and for that we're going to make you PAY!"

How to Prevent Holiday Illnesses

2009-11-19T17:14:00.000Z

There are many reasons to maintain the gift of a good immune system, ranging from healthy ambition to practicality. Any traveller would rather avoid the inconvenience of lost days (or sometimes weeks) resulting from preventable illnesses on holiday. For a few unlucky passengers, airlines are known to have refused boarding to those suspected of certain illnesses, particularly contagious

Why The Post Office Travel Insurance Is So Popular

2009-11-15T21:54:00.001Z

The Post Office demonstrated fantastic ability to spout money recently in a bid to build their brand awareness due to the expansion of products to include travel insurance. In 2007 the advertising spend reached 10 million and customers will recall TV and radio broadcasts depicting the celebrity interactions in a typical Post Office (PO). The adverts drew criticism for being too simplistic and

How Does Life Insurance Match Up?

2009-11-14T11:28:00.001Z

Both offering peace of mind these two insurance products, for life and for travel, may often be held simultaneously by customers, so let's compare and contrast them. The term for life insurance is often used with the term; life assurance. The clarification refers to any certainty of the policy being called upon. For example, insurance relates to events which might happen, such as car crashes or

How Older Travellers Get Hit by Travel Insurance

2009-11-12T15:48:00.000Z

Why can't older travellers in the over 65 age group get cheap travel insurance? Below we explore five important issues which create this discrepancy. Statistics are against the Over 65's. Unfortunately insurance providers rely heavily on calculated risk formulas based on several factors including demographics. Which means right now the insurers are not interested in giving a discount to a

Travel Insurance Tips - Part II

2009-11-11T11:19:00.001Z

Continuing from Travel Insurance Tips - Part I, we explore the final six tips to help maximise the chances of making a fully successful travel insurance claim. Always travel with the paperwork. Nobody can predict when a car crash might occur, reckless taxi drivers, even organised coach trips have known to resulted in tragic incidents. Carrying the documents everywhere will help in an emergency

Travel Insurance Tips - Part I

2009-11-09T23:05:00.006Z

Travel insurance is such a minor fraction of any trip's overall cost yet it can provide the most important assistance and financing when things go wrong abroad.With all insurers guaranteeing travellers millions in health protection and medical cover, travel insurance is a small product offering a big amount of protection.But why do policy holders sometimes face problems with completing the

Swine Flu Insurance Procedures

2009-11-06T10:44:00.003Z

What actions to take between contracting swine flu and making a travel insurance claim.Firstly, ensure that the chosen travel insurance policy does not have a pandemic exclusion clause, because this would not cover swine flu. Thankfully most insurance providers no longer use this clause, meaning that redeemable costs incurred from swine flu (H1N1) are now just as applicable as any other form of

Advice on Stomach Problems Abroad

2009-11-05T17:15:00.006Z

Health issues are least welcome during a holiday experience, but thankfully medical travel insurance can cover the financial expenditure involved. Knowledge and advice regarding frequently occurring illnesses can help too.Indiscriminate health problems which can strike anyone on holiday are common diarrhoea and stomach-bug type illnesses. These can so often wreck travel plans, for example, a case

How They Lost My Luggage!

2009-10-30T10:44:00.006Z

Is it a fair assumption that luggage entrusted to an airline at one end of a journey will be returned at the other end?Well, it seems we are too demanding. As recently reported, 6 million items of lost luggage and delayed baggage occur every year in Europe alone! With the technology available it is jaw dropping how this figure can be so astronomical!But who is to blame? The mechanical systems

Travel Insurance for Over 65's

2009-10-29T20:18:00.003Z

Retirement beckons and the decades of toiling for a wage come to a close, life is great and it is all downhill from here so why not enjoy the now? The holiday is booked to that dream escape which filled childhood curiosities but here comes the crux; travel insurance 65 years on is not so cheap!Frequently pensioners are choosing a lifestyle which reflects their revised combination of time and

Why Subscribe to Travel Insurance Insider?

2009-10-19T19:37:00.011+01:00

A concise list of seven reasons to stay connected with the developments and news supplied by Travel Insurance Insider:Get the latest deals and updates on travel related news first!Save time! No need to surf the web: Have great content dropped right in your RSS reader, without sharing any personal information.Get independent analysis and opinion from our expert contributors.Subscribers get access

Cruise Ship Guests' Behaviour Questioned at Travel Convention

2009-10-12T15:52:00.004+01:00

Taking a cruise holiday is proving to be the most in-demand travel sector for growth at the present time. This fact also presents an issue pertaining to the nature of the holidaymaker stepping aboard the cruise ships in the current economic climate of discounts and reduced prices.CEO of Carnival Corporation was questioned on this point at the recent Travel Convention in Barcelona, Spain. Mr

About Us

2009-10-05T14:31:00.003+01:00

Travel Insurance Insider is a consumer focused site which covers insurance and associated developments which affect travellers all over the world.An important aspect of the site are the travel insurance reviews which are conducted from an impartial and objective standpoint. Consumers value the fact that this site receives no sponsorship from any insurer, the absence of affiliation allows the

Pandemic Exclusion Clause Against Swine Flu?

2009-09-29T15:35:00.006+01:00

Earlier this year swine flu gripped the world and travellers monitored pandemic developments eagerly, but how has swine flu influenced current travel insurance policy, and why are insurers no longer afraid of it? Fundamentally, travel insurance policies should treat swine flu as any other medical emergency. However, particularly during the outbreak of the swine flu pandemic, several insurance

Thailand Cheapest, Not New York

2009-09-22T20:30:00.012+01:00

Choosing a weekend break destination has little effect on travel insurance premiums, but the total cost of a city break varies massively between the 20 top locations in the world.In a study conducted by Virgin Money, New York City is definitively the most expensive choice for a weekend city break.The largest proportion of a weekend's expenditure derives from the high cost of accommodation in New

Medical Conditions During Ramadan

2009-08-28T01:48:00.005+01:00

The Royal Pharmaceutical Society is disseminating advice ahead of the approaching Ramadan period, where medical complications could arise for Muslim travellers.In Middle Eastern countries such as Morocco, Egypt and the United Arab Emirates, it is forbidden to eat, drink or even smoke in public during the fasting period. In some cases it is actually illegal to do so. Source: Travel blog.With

Airport Lost Luggage Insurance

2009-07-06T23:03:00.007+01:00

No matter how hard one stares at the airport check-in assistant ensuring bags are securely labelled; is there any certainty that luggage and traveller will be reunited upon landing?After weighing suitcases and answering repeatedly obvious security questions, there is often a skip of a heartbeat as carefully packed bags disappear on to the mysterious luggage conveyor-belt. There is reason to feel

Travel Insurance for Swine Flu

2009-05-18T21:18:00.006+01:00

How have travel insurance policy holders responded to the outbreak of swine flu, and were the right decisions made?The impact of Swine Flu on the travel industry has come as a surprise, and if anything; highlights the huge demand that still exists for travel, even to Mexico despite official warnings from various stern-sounding organisations. The manner in which the travelling public made their

Travel Insurance Reviews – Update

2009-03-09T00:31:00.004Z

At Travel Insurance Insider, we are continually casting an independent eye over providers and the best deals on offer. But what customers also need to know, is how cooperatively their insurer performs when dealing with a claim. See our thorough reviews of the major insurers, below.Questions for consideration:If there is a parent company, who owns the insurer?Is the insurance policy provided by

Cancelled Flight Claims Because of the Snow

2009-02-04T22:47:00.003Z

Heavy snow brought the UK to its knobbly knees over the last few days, with Luton Airport, Heathrow Airport, Southampton Airport, Gatwick Airport and London City Airport notably suffering closures and suspension of flights.Perhaps most embarrassingly, Heathrow Airport, the world’s fourth busiest airport was taken by shock as some snow, commonly found in Canada, Russia, and other seasonally cold

Tesco Travel Insurance Review

2008-12-03T19:30:00.012Z

Review of Tesco Travel Insurance, looking at noteworthy policy clauses, the level of cover insured, previous customers’ experiences with Tesco Personal Finance, and specifics regarding individual medical conditions.Contents:What type of travel insurance does Tesco offer?Customers’ experiences with Tesco’s travel insurance?Tesco travel insurance: Quote specificsTesco medical conditionsOwnership of

Cheap Travel Insurance Advice

2008-11-17T15:44:00.006Z

When the economy is in recession, consumers ponder how to save money and where to make their cut-backs. Some areas like cheap travel insurance might be a critical mistake.Despite harder economic times, it has been reported that we feel entitled to travel and take holidays. We feel that nothing is going to come between our enjoyment, regardless of financial circumstances.However it has also been

Credit Crunch Travel

2008-10-30T09:30:00.007Z

With economic times stretching purse strings everywhere, how is the credit crunch affecting the travel industry generally, and can consumers make savings by avoiding travel insurance?As predicted back in May 2008 with commendable accuracy, Bank of England Governor Mervyn King commented:"Things are going to get tougher over the next few years as Britain grapples with the credit crunch and rising

Fuel Costs Reduce Qantas Airfares

2008-10-10T01:00:00.002+01:00

At last, some good news for the travel industry! Despite the Credit crunch and global economic crisis ongoing at the present time, one upside of this for travellers, is that the global demand for fuel has eased slightly, lowering fuel prices down to around $100 a barrel.The knock on effect of this, is that aviation fuel is also slightly cheaper. In a reaction to this news, Qantas today lowered

Next Airline to go Bust?

2008-09-25T01:27:00.006+01:00

The global aviation industry is facing tough times as fuel costs rise, and passenger numbers fall, partly due to the current economic credit crunch. So which airline will fold next?Every passenger would like to be able to predict the future, especially when booking a flight with an at-risk airline.Often flights are booked significantly in advance to take advantage

Insurance Companies Go Bust Too?

2008-09-16T17:06:00.006+01:00

After Lehman brothers have gone bust, who will be next? Big financial stalwarts are coming under increasing economical pressure. Could it even be the insurer AIG going bust next? So far, in the unfolding news landscape, the talk has been of companies like Zoom Airlines going under. Nevertheless, could the unthinkable happen, and an insurer of AIG's scale go bust? What then, for travel insurance?

XL Leisure in Administration

2008-09-12T16:10:00.014+01:00

As predicted only recently on Travel Insurance Insider, another big player in the travel industry has gone bust today, soon after Zoom Airlines and before the dust has even settled; XL Leisure Group have followed suit. “The Civil Aviation Authority is chartering planes from airlines, lease companies and tour companies after Britain's third-largest tour operator entered administration, leaving a

Zoom Airlines Gone Bust

2008-09-01T12:14:00.008+01:00

Recently, another big name airline has filed for bankruptcy, leaving around 60,000 passengers with flight bookings which will not be honoured by Zoom Airlines (source). Are you protected if this happens to you?”Zoom Airlines sincerely regrets to advise its customers that it has suspended operations with effect from 19:00 hrs on Thursday 28 August 2008. Both Zoom Airlines Inc and Zoom Airlines

Fraudulent Travel Insurance Claims

2008-08-31T15:03:00.005+01:00

Claiming on a travel insurance policy has been made a more rigorous experience for honest consumers, because insurance companies are subjected to false claims attempted by fraudulent customers.With examples such as this where an entire wedding group conspired to make multiple claims in a coordinated fraud attempt (which ultimately failed), it is no wonder that fraudulent travel insurance claims,

Travel Advice Video

2008-08-22T00:12:00.005+01:00

A quick video guide with information for travellers, on how to avoid medical problems on holiday and circumvent other travel difficulties.Covering a host of big issues which every traveller should consider:Airline travelDrinking waterDriving abroadForeign animalsTravel InsuranceThis guide includes only the basic topics, but is a good starting point of awareness for the inexperienced traveller:

Sainsbury’s Travel Survey

2008-08-10T11:53:00.002+01:00

Sainsbury’s Finance recently commissioned a survey reported in the Telegraph which found those aged 55 to 64 were failing to take out travel insurance, whereas 16 to 24-year-olds were more aware of internet travel insurance offers and over two thirds of student age wisely took out travel insurance policies.Steve Johnson, head of insurance at Sainsbury’s Finance, said: “It’s a false economy to do

Student Travel Insurance

2008-08-07T22:08:00.003+01:00

Article Index: 1) What is the difference between regular and student travel insurance? 2) Why consider maximum claims and policy excess? 3) What age is a student defined as? 4) What must students consider for different travel destinations? 5) Who supplies student travel insurance? Student Travel Insurance:1) What is the difference between regular and

Backpacker Hospitalised by Food Poisoning

2008-07-21T17:13:00.005+01:00

Emma Lunn had to call upon her travel insurance while backpacking alone in South Africa. She unfortunately became ill whilst on holiday, ending up in hospital being tested for malaria.“After all, I was a single woman backpacking around a partially third-world country which plays host to a collection of killer animals and deadly diseases; what could possibly go wrong?”Emma LunnEmma's interesting

Halifax Survey Reveals Worst Country for Food Poisoning

2008-07-19T16:02:00.001+01:00

In a recent survey by Halifax travel insurance, Spain has come top of destinations where travellers experience food poisoning. Spain beats Greece, Turkey and Egypt to win this unwelcome acclaim.The survey goes on to describe that thirty-eight percent of holidaymakers lose two days of their holiday when suffering illness originating from food poisoning. For travellers embarking on a two week

Videos

2008-07-17T21:03:00.002+01:00

It's not all paperwork, policies and small print! Insurers have got to get their message and brands across to the waiting public. Here it is achieved with decent travel insurance videos.What better way to inform consumers of brands, than with a bit of light-hearted video humour. Simultaneously reinforcing the reality that things can and do go wrong, so it is wise to be insured. That way, it is

Columbus Direct Review

2008-07-14T23:42:00.008+01:00

Article index:Columbus Direct - Company backgroundTravel insurance products availableCustomer experiences with Columbus DirectColumbus Direct policy small-print analysis1. The background of Columbus DirectSince 1988, Columbus Direct have provided travel insurance cover for over one million customers.Columbus were one of the first to help take travel insurance out of the hands of travel agents,

Medical Travel Insurance

2008-07-12T22:21:00.005+01:00

Everybody knows someone who has needed to claim on their medical travel insurance whilst on holiday. It is a fact of life that although we like to pretend we are invincible, sometimes injury and illness occur, often at the most inopportune times. Health issues occur with shock randomness, perhaps involving pre-existing medical conditions, sometimes new complications, and even issues arising from

Post Office Review

2008-07-11T23:04:00.010+01:00

What makes the Post Office unique compared to other travel insurance providers? Well, consumers can also get official travel documents and currency exchanged too.Although, the main focus of this review is the Post Office's travel insurance product. Investigating why this nationally popular product achieves the reach it does, what experiences consumers have reported, and specifically

Family Policy

2008-07-09T14:37:00.005+01:00

What is the role of a parent? To guide, to educate and to protect children. One way of ensuring a family is protected, is to take out travel insurance before departing on a family holiday. It is hoped that the special few weeks abroad on holiday will bring everything desired. Feeling safe and secure in the knowledge that liablity for tens of thousands of pounds in medical fees, ambulance